Working Capital Loans

Fast, flexible funding for day-to-day business operations. Working capital loans provide immediate access to cash for inventory purchases, payroll, marketing campaigns, seasonal expenses, and other operational needs.

Ideal For:

  • Inventory purchases and restocking
  • Payroll and employee expenses
  • Marketing and advertising campaigns
  • Bridging cash flow gaps
  • Taking advantage of vendor discounts
  • Managing seasonal fluctuations

Key Features:

  • Funding amounts from $10,000 to $500,000
  • Flexible repayment terms (3-24 months)
  • No collateral required for qualified borrowers
  • Quick approval process (24-48 hours)
  • Funds available within 3-5 business days

Equipment Financing

Acquire the equipment your business needs without depleting cash reserves. Finance new or used equipment with structures designed to preserve working capital while building your operational capacity.

Ideal For:

  • Manufacturing equipment and machinery
  • Commercial vehicles and fleet expansion
  • Technology and computer systems
  • Medical and dental equipment
  • Restaurant and food service equipment
  • Construction equipment and tools

Key Features:

  • Finance up to 100% of equipment cost
  • Terms up to 60 months
  • Equipment serves as collateral
  • New and used equipment eligible
  • Section 179 tax benefits available
  • Flexible payment structures

Revenue-Based Financing

Funding that scales with your business performance. Repayment is tied to revenue, providing flexibility during slower periods and accelerating payoff during strong months.

Ideal For:

  • Businesses with seasonal revenue patterns
  • High-growth companies needing flexible terms
  • E-commerce and retail operations
  • Service businesses with variable income
  • Companies expanding into new markets

Key Features:

  • Repayment as a percentage of daily/weekly revenue
  • Automatic payment adjustments based on sales
  • No fixed monthly payment amount
  • Fast funding (as quick as 48 hours)
  • Minimal documentation required
  • Suitable for businesses with limited credit history

Business Expansion Loans

Strategic capital for growth initiatives. Whether you're opening new locations, acquiring competitors, or launching new product lines, we structure financing to support your expansion plans.

Ideal For:

  • Opening additional locations
  • Acquiring other businesses
  • Entering new markets
  • Launching new product lines
  • Major renovations or build-outs
  • Hiring and team expansion

Key Features:

  • Larger loan amounts ($100,000 - $2M+)
  • Longer repayment terms (up to 5 years)
  • Customized structures for complex projects
  • Business plan and financial projections review
  • Partnership approach to growth planning

Invoice Factoring & Financing

Convert outstanding invoices into immediate working capital. Don't wait 30, 60, or 90 days to get paid. Access cash tied up in receivables to maintain healthy cash flow.

Ideal For:

  • B2B companies with net-30/60/90 payment terms
  • Businesses with strong receivables but tight cash flow
  • Companies taking on large projects or contracts
  • Service providers waiting on client payments

Key Features:

  • Advance up to 90% of invoice value
  • Same-day funding available
  • No debt on your balance sheet
  • Credit decisions based on your customers' creditworthiness
  • Flexible — factor all or select invoices

Not Sure Which Solution Fits Your Needs?

Our team can review your situation and recommend the best financing structure for your business objectives. Every company is different, and we take the time to understand yours.

Discuss Your Funding Needs