Last Updated: March 21, 2026
These Terms and Conditions ("Terms") govern your use of the AMG Business Ventures LLC website and services. By accessing our website, submitting a funding application, or using our services, you agree to be bound by these Terms.
1. Acceptance of Terms
By using this website or our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our website or services.
2. Eligibility
Our services are available only to businesses and individuals who:
- Are at least 18 years of age
- Have the legal authority to enter into binding contracts
- Are operating a legitimate business in the United States
- Provide accurate and complete information in all applications and communications
3. Application Process
Application Submission
When you submit a funding application, you represent and warrant that:
- All information provided is true, accurate, and complete
- You have the authority to bind your business to any resulting agreement
- Your business is in good standing and compliant with all applicable laws
- You authorize us to verify the information provided and conduct credit checks
No Guarantee of Approval
Submission of an application does not guarantee approval for funding. AMG reserves the right to approve or deny any application at our sole discretion based on our underwriting criteria.
Credit Authorization
By submitting an application, you authorize AMG to obtain credit reports, verify financial information, and contact references. We may use third-party services to verify information and assess creditworthiness.
4. Loan Terms and Agreements
If your application is approved, you will receive a written offer outlining the specific terms of the funding, including:
- Loan amount
- Interest rate or factor rate
- Repayment terms and schedule
- Fees and costs
- Collateral requirements (if applicable)
- Default provisions
You will be required to sign a separate loan agreement before funds are disbursed. The terms of that agreement will control your obligations and our relationship regarding the specific loan.
5. Fees and Costs
We will disclose all fees associated with your funding in your loan agreement. These may include:
- Origination fees
- Processing fees
- Late payment fees
- Prepayment penalties (if applicable)
- Returned payment fees
You are responsible for all fees and costs outlined in your loan agreement.
6. Repayment Obligations
You agree to repay all borrowed funds according to the terms specified in your loan agreement. Failure to make timely payments may result in:
- Late fees and penalties
- Negative impact on your credit score
- Collection actions
- Legal proceedings
- Acceleration of the entire balance due
7. SMS Terms & Conditions
Text Messaging Program Terms
By providing your mobile phone number and expressly consenting to receive text messages from AMG Business Ventures LLC, you agree to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month, though frequency may vary based on your interactions with us and promotional campaigns.
Message and Data Rates: Message and data rates may apply. Standard text messaging rates from your wireless carrier will apply.
Opt-Out Instructions: You may opt out of receiving text messages at any time by texting STOP in response to any message. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help: For help or more information, text HELP or contact us at zachary@amgbusinessventures.com.
Consent Not Required: Consent to receive marketing text messages is NOT a condition of purchase or of obtaining financing from AMG Business Ventures LLC. You may apply for and receive funding without opting in to text messages.
Privacy: We respect your privacy. Information received from you will be used in accordance with our Privacy Policy. We will not share your mobile phone number with third parties for their marketing purposes.
Supported Carriers: The program is supported by major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages.
Changes to Terms: We reserve the right to modify or terminate the text messaging program at any time. We will notify you of material changes via text message or email.
8. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of AMG Business Ventures LLC or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not:
- Copy, reproduce, or distribute website content without permission
- Use our trademarks or branding without written authorization
- Create derivative works based on our content
- Reverse engineer or decompile any website software
9. Prohibited Uses
You agree not to use our website or services to:
- Violate any federal, state, or local laws or regulations
- Submit false, misleading, or fraudulent information
- Impersonate any person or entity
- Interfere with or disrupt the website or servers
- Attempt to gain unauthorized access to our systems
- Transmit viruses, malware, or other harmful code
- Harvest or collect information about other users
10. Disclaimer of Warranties
THIS WEBSITE AND OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, AMG DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or completeness of content
- Uninterrupted or error-free operation
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, AMG BUSINESS VENTURES LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of profits or revenue
- Loss of data or business opportunities
- Costs of substitute services
- Damages arising from use or inability to use our services
Our total liability for any claim arising from these Terms or your use of our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.
12. Indemnification
You agree to indemnify, defend, and hold harmless AMG Business Ventures LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from:
- Your use of our website or services
- Your violation of these Terms
- Your violation of any third-party rights
- False or misleading information you provide
13. Governing Law and Dispute Resolution
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
Arbitration
Any dispute arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Nassau County, New York.
Class Action Waiver
You agree to resolve disputes with us on an individual basis and waive any right to participate in class action lawsuits or class-wide arbitration.
14. Changes to Terms
We reserve the right to modify these Terms at any time. We will post the updated Terms on this page with a revised "Last Updated" date. Your continued use of our website or services after changes are posted constitutes acceptance of the modified Terms.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy and any loan agreements, constitute the entire agreement between you and AMG Business Ventures LLC regarding your use of our services.
17. Contact Information
If you have questions about these Terms, please contact us:
AMG Business Ventures LLC
255 Executive Drive
Plainview, NY 11803
Email: zachary@amgbusinessventures.com